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  • ARTICLE - South Africa

    South Africa Crypto Tax

    14 Oct

    South Africa Crypto Tax – Introduction

     

    Blockchain technology and the intersection with traditional financial systems has given revenue authorities a digital puzzle to solve.

     

    Tax compliance in this context involves correctly determining taxable amounts, adhering to disclosure requirements, and ensuring timely tax payments.

     

    So, how do we approach this crypto Rubik’s cube?

     

    The approach of SARS

     

    The South African Revenue Service (SARS) has been treating gains and losses from crypto-investments as ordinary transactions under existing tax rules. 

     

    In 2018, cryptocurrencies were included in the definition of ‘financial instrument’ in the Income Tax Act. 

     

    In 2020, this definition was expanded to ‘crypto asset,’ broadening the range of applicable provisions. 

     

    Despite this, applying these tax rules in the crypto-investment space can be complex and requires professional expertise.

     

    Penalties for non-compliance

     

    SARS has the authority to impose understatement penalties ranging from 0% to 200% for incorrect tax determinations. 

     

    To enforce tax compliance, SARS relies on taxpayers to disclose crypto-related gains and losses. 

     

    If a taxpayer refuses to disclose voluntarily, SARS can use its information-gathering powers to compel disclosure from taxpayers, advisors, and third-party service providers.

     

    Transparency and tracking

     

    Clearly, for revenue authorities around the world to apply relevant tax laws, they must first be aware of the transactions. 

     

    This can be challenging as blockchain addresses and wallet IDs are necessary to assess on-chain digital trails. 

     

    Off-chain audits involve leveraging information from digital currency exchanges and peer-to-peer facilitators. 

     

    Revenue authorities are also using information from other authorities through data exchange agreements.

     

    South Africa Crypto Tax – Conclusion

     

    Tax compliance in the crypto space carries significant risks, and external tax professionals play a crucial role in safeguarding returns from unnecessary tax costs.

     

    If you have any queries about South Africa Crypto Tax, South Africa taxes, or tax matters in general then please get in touch.

     

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