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  • Crypto Tax Advice in Germany

    AT A GLANCE

    Crypto Tax Advice in Germany

    German crypto tax experts at your service. Traders, miners, businesses - get tailored advice for your unique situation. Compliant & stress-free.

    Last Updated 10/10/2024

    Ask a free Crypto Tax Advice in Germany tax question

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    AT A GLANCE

    Think you might be missing out on helpful deductions on your crypto tax? Worried about being audited by German tax authorities for your crypto activities?

    Speak with an expert at Tax Natives now and see how you can save more and get peace of mind on your finances.

     

    THE HEADLINES

    Germany has a clear tax framework for crypto.

    • Income Tax – 0% to 45% on earnings from mining, staking, or airdrops.

    • Capital Gains Tax – Tax-free if held for over 1 year. Taxed at personal income tax rate if sold within 1 year and profits exceed €600.

    • Corporation Tax – 15% on crypto profits + 5.5% solidarity surcharge + local trade tax (7% – 17%)

    With the right strategy, you can still optimise your tax situation in Germany. Here’s what else to consider for your crypto taxes!

     

    GERMANY CRYPTO TAX RATES

    Tax Type/Consideration Implication Notes
    Crypto Trading Capital Gains Tax (CGT) applies if crypto is sold within 1 year Tax-free if held for over 1 year. If sold within 1 year, gains are taxed at personal income tax rates if profits exceed €600.
    Crypto Mining Income Tax applies to crypto earned through mining Crypto mining income is considered business income and is subject to personal income tax rates (0%-45%). Miners may also be considered self-employed and subject to trade tax.
    Staking & DeFi Income Tax or CGT may apply depending on the specific activity Staking and DeFi income is taxed as income, but long-term holding rules for CGT may apply for certain transactions. This area is complex and subject to interpretation by tax authorities.
    NFTs CGT applies to profits from buying and selling NFTs NFTs are generally treated like other crypto assets for tax purposes.
    Airdrops Income Tax applies to the value of crypto received through airdrops Airdrops are considered taxable income at the time of receipt, valued at market price.
    Crypto Payments Businesses accepting crypto must account for VAT and income/corporation tax Crypto payments are subject to VAT, and businesses must declare profits or losses from crypto.
    Crypto Payroll Income Tax and social security obligations apply when paying employees in crypto Paying employees in crypto is treated as taxable income, and businesses must ensure proper tax withholding and reporting.
    Record Keeping Maintaining accurate records of all crypto transactions is crucial for tax compliance Tax authorities in Germany require detailed records, including dates, transaction amounts, and types of activities.
    Reporting Crypto transactions must be reported on annual tax returns Individuals and businesses must declare crypto gains, losses, and income on their annual tax returns.
    Loss Relief Losses from crypto transactions can be offset against gains Losses from crypto trades can be used to reduce taxable capital gains within the same calendar year.
    Tax-Efficient Strategies Various strategies can help minimise crypto tax liabilities Consult with a German tax advisor to explore tax-efficient strategies like timing trades to qualify for long-term CGT exemptions.

     

    UNLOCK YOUR CRYPTO POTENTIAL IN GERMANY

    Having trouble with your crypto taxes? Let an expert from the Tax Natives network help you lower your tax bill and keep more of your gains. Your own personal advisor will help you stay fully compliant and avoid making any unnecessary mistakes.

    So whether you need guidance mastering Germany’s crypto tax rules or just want to stop overpaying, we have the experts to make it happen.

     

    CONNECT WITH GERMANY’S LEADING CRYPTO TAX ADVISORS

    Whether you’re a crypto trader, business owner, or expat in Germany, getting your tax strategy right is critical to staying compliant and keeping more of your profits.

    Our experts are here to help with custom advice that does all this and more. So, no matter how complicated your crypto taxes are, there’s an expert to help lower your liabilities and protect your gains.

    Fill out our quick contact form now to get started.

     

    GET YOUR CRYPTO TAX EXPERT TODAY

    Germany’s crypto tax laws can be complicated and lead to expensive mistakes. Why risk it? Protect your gains and lower your tax burden with a top crypto tax expert by your side.

    Take control of your crypto taxes in 3 simple steps:

    1. GET IN TOUCH

    Tell us your crypto tax concerns using our quick contact form.

    2. GET MATCHED

    We’ll connect you with the right crypto tax expert for your situation.

    3. GET GUIDANCE

    Enjoy a personalised tax strategy that saves money and removes stress.

    Why wait? Start now and keep more of what’s yours!

     

    MASTER THE WORLD OF GERMAN CRYPTO TAX

    Ready to keep more of your crypto earnings? Whether you’re a seasoned trader or just getting started, we’ll help you manage your crypto taxes efficiently.

    Join our community and get exclusive access to insider knowledge, resources, and practical tips from fellow crypto enthusiasts. Start mastering your Germany crypto taxes now!

     

    CRYPTO TAX SOLUTIONS IN GERMANY

    Get custom crypto tax solutions in Germany. See how we can simplify your taxes and help keep more of your gains.

     

    PERSONAL CRYPTO TAX SERVICES

    Whether high taxes are eating into your crypto profits or you’re an expat paying too much, our German crypto tax experts are here to help you save more of your earnings.

    CRYPTO INVESTORS

    • Capital Gains Tax (CGT) – Get expert guidance on how your crypto profits are taxed under German law, including the one-year holding rule, helping you save strategically over time.

    • Crypto income tax advice – We’ll help you determine if your crypto gains are classified as income rather than capital gains and how this affects your overall obligations.

    • DeFi and staking – Get clarification on how staking rewards, liquidity providing, and yield farming are treated for tax purposes, minimising potential liabilities.

    • German tax authority investigations – Get professional advice if flagged for investigation, as well as reviews on crypto transactions, so you’re fully compliant.

    • Crypto foreign income – Get advice on how your foreign crypto income is taxed for German residents, including double taxation treaties, so you don’t pay more than necessary.

     

    DEFI USERS AND LIQUIDITY PROVIDERS

    • DeFi and staking advice – Get detailed guidance on the tax implications of earning rewards from staking and DeFi activities so you know all obligations.

    • Crypto income tax advice – Get clarity on how staking/yield farming income might be taxed so you avoid surprises and correctly report your earnings.

    • Crypto capital gains tax advice – Understand how trading in and out of liquidity pools or swapping tokens may trigger CGT, keeping you compliant and efficient.

    • German tax authority investigations – Get full support and representation in front of tax authorities if you’re flagged for an audit related to your DeFi activities.

    NFT CREATORS AND COLLECTORS

    • Crypto CGT – Get clear guidance on correctly calculating and reporting profits on NFT gains to stay compliant with Germany’s tax regulations.

    • NFT tax advice – Whether you’re minting NFTs or flipping digital art, we’ll show you how it affects your taxes, so there are no year-end surprises on your tax bill.

    • Crypto income tax advice – If you regularly create and sell NFTs, get help determining if it counts as taxable income and how to report it correctly.

    • German tax authority investigations – If your NFTs are high-value and you catch the attention of authorities, we can offer compliance support so your records are in order.

    CRYPTO MINERS

    • Mining and airdrops – Mining rewards are treated as income, and record-keeping is key. We’ll help you report your mining earnings and manage your tax responsibilities.

    • Crypto income tax advice – Mining rewards are treated as taxable income; get guidance on how this affects your overall tax liability.

    • Crypto CGT advice – If you hold mined crypto for over a year, you may qualify for tax-free gains when selling. Get advice on how to take advantage of this rule.

    • Crypto foreign income – Get advice on how foreign-earned crypto is taxed in Germany, keeping you compliant with international tax regulations.

    INDIVIDUALS RECEIVING AIRDROPS

    • Crypto income tax advice – Airdropped tokens are typically treated as income by HMRC. Your expert will walk you through how to declare them properly and pay correctly.

    • Mining and airdrops – Each airdrop is taxed differently depending on value and timing. Get bespoke advice on handling these unique assets and pay only what’s necessary.

    • Crypto CGT advice – Capital gains may apply if you hold airdropped tokens and sell them later. Get expert guidance on how to navigate this compliantly.

    HIGH NET-WORTH CRYPTO HOLDERS

    • Crypto CGT advice – If you have a large portfolio, optimise your capital gains tax to structure your crypto investments efficiently and for maximum profit.

    • Crypto income tax advice – If you’re generating income from staking, lending, or other crypto activities, we’ll guide you on how to reduce income tax liabilities.

    • Germany tax authority investigations – High-value crypto transactions can draw attention from tax authorities. Let us help you stay prepared and make your records solid and compliant.

    • Crypto and inheritance tax – Planning for the future? We’ll help you incorporate crypto assets into estate planning and manage inheritance tax liabilities for the next generation.

    EXPATS & NON-RESIDENTS

    • Crypto and foreign income – We help expats and non-residents with crypto income or assets in Germany, making sure you’re compliant with local laws.

    • Crypto CGT advice – Get clarification on whether gains made abroad are subject to German taxes when repatriated so you avoid double taxation and optimise your tax position.

    • Crypto income tax advice – Get expert guidance on how crypto income is taxed, whether earned abroad or in Germany, so you avoid penalties.

    DIVORCEES, NEWLYWEDS, BENEFACTORS

    • Crypto inheritance tax – Get expert guidance on how crypto assets are taxed upon inheritance in Germany, so you’re prepared for any tax liabilities.

    • Crypto CGT advice – Get help knowing how major life events like divorce affect the taxation of crypto assets if sold or transferred.

    • Germany tax authority investigations – Get support on accurately filing large crypto transfers during major life events if you’re flagged for an audit.

    THOSE SEEKING CLARITY ON CRYPTO TAX

    • Crypto CGT advice – Get general advice on how to calculate and report your crypto-related capital gains so you’re always clear on your obligations.

    • Crypto income tax advice – Let us help you understand if any crypto-related activities qualify as taxable income so you’re fully aware of what needs to be reported.

    • German tax authority investigations – Get support in handling inquiries from tax authorities so your crypto dealings are compliant and properly reported.

     

    BUSINESS CRYPTO TAX SERVICES

    We also offer businesses in and outside of Germany a wide range of corporate crypto tax services to improve their bottom line and reduce tax liabilities.

    CRYPTO STARTUPS / SMEs

    • Crypto payments and VAT – We’ll guide you through crypto-related VAT so you can charge the right amount and avoid penalties, helping you focus on growing your business.

    • Compliance and reporting – We’ll help you streamline your crypto tax reporting so you’re always up to date on your books and never miss a deadline.

    • Payroll and employment taxes – Crypto pay complicates payroll taxes. We’ll simplify the process so everything is correctly taxed and you can scale your business.

    • Company income tax – Efficiently manage and report your crypto holdings for corporation tax purposes, helping you save money and reinvest back into your business.

    • Crypto trading and investment – Get advice on how profits are taxed if your startup trades or invests in crypto so you understand your tax liabilities.

    ESTABLISHED CRYPTO BUSINESSES

    • Corporation tax – Get expert advice on making sure your holdings are correctly valued, reported, and taxed in a way that maximises your financial position.

    • Crypto payments and VAT – Get guidance on VAT implications for large companies accepting crypto as payment so you stay compliant with local regulations.

    • Crypto payroll and employment – Enjoy easy explanations on how paying employees and contractors in crypto is taxed, so you can manage your payroll obligations effectively.

    • International crypto tax – Stay compliant with international tax laws with help understanding tax treatment of crypto holdings across multiple jurisdictions.

    • Compliance and reporting – Let’s make sure all your crypto transactions are properly documented and reported to tax authorities so you’re compliant.

    EXCHANGES AND TRADING PLATFORMS

    • Crypto payments and VAT – We help you avoid potential tax issues by making sure your platform’s transactions and fees are VAT compliant.

    • Crypto corporation tax – Get guidance on how your platform’s crypto holdings and trading profits are taxed in line with corporate income regulations.

    • Crypto trading and investment tax – Get help understanding taxation and staying compliant in relation to your platform’s trading activities.

    • International crypto tax – Given the global nature of exchanges, get advice on managing taxes across multiple jurisdictions so you’re compliant.

    BLOCKCHAIN AND DEFI COMPANIES

    • Crypto trading and investment – If your blockchain or DeFi company is investing in crypto, you need help structuring your investments efficiently, so you can reinvest more.

    • Crypto payments and VAT – We help blockchain and DeFi companies understand how their services or products impact VAT obligations, keeping you compliant.

    • Compliance and reporting – Avoid penalties and stay up to date with reporting requirements with evolving crypto tax regulations.

    BUSINESSES ACCEPTING CRYPTO PAYMENTS

    • Payments and VAT – Accepting crypto is great for modernising your business, but you need to know you’re applying VAT properly and staying compliant.

    • Corporation tax – Get helpful advice on how to receive crypto as payment and how it affects your corporate tax filings.

    BUSINESSES OPTIMISING THEIR CRYPTO TAX POSITION

    • Compliance and reporting – Get a better understanding of the best practices for maintaining compliance with crypto tax regulations in Germany.

    • Corporation tax – Get help structuring your crypto holdings to keep you efficient and reduce your corporate tax burden with German tax laws.

    • International crypto tax – If you have international crypto dealings, we offer in-depth support for multi-jurisdictions tax obligations, including double taxation.

     

    WHY CHOOSE TAX NATIVES FOR CRYPTO TAX ADVICE IN GERMANY?

    Crypto is a great way to build your wealth, but without expert advice, you could lose more than you earn to taxes and fines.

    1. CRYPTO-SPECIALISTED EXPERTISE

    Connect with a network of top-tier advisors who are experts in German crypto tax law to help you stay compliant and keep more of your profits.

    2. PERSONALISED AND PROACTIVE ADVICE

    Get matches with the right advisor for your unique situation. Get personalised tax strategies that protect your gains and your peace of mind.

    3. TRANSPARENT AND AFFORDABLE PRICING

    No surprises, no hidden fees. We’ll just match you with the expert that fits your budget, so you can manage your taxes confidently.

     

    GET YOUR OWN CRYPTO TAX ADVICE IN GERMANY NOW

    Get personalised German crypto tax advice today. Contact Tax Natives and connect with a top-tier crypto tax advisor to help you keep more of your gains today.

    Begin with our simple online form, and we’ll be with you as soon as possible.

     

    EXPAND YOUR REACH AND GROW YOUR EXPERTISE IN CRYPTO

    Are you a tax expert looking to connect with crypto clients and businesses who need your help? Join the Tax Natives global network and become a crypto leader in your space.

    Get access to clients in the growing crypto space and expand your business like never before. If you’re any of the following, our network is the perfect place to grow your client base and expertise:

    • Tax advisors and accountants looking to expand services

    • Lawyers advising on crypto-related matters

    • Financial advisors navigating crypto tax

    • International tax professionals

    • Crypto tax consultants seeking collaboration

    • Accounting firms boosting their crypto tax expertise

    • Boutique tax firms specialising in crypto tax

    • Professionals aiming to deepen their knowledge

    • Anyone looking to grow their network

    • Individuals interested in cross-border collaboration

    Take your practice to the next level – join today!

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      Germany Crypto Tax FAQs

      How is crypto taxed in Germany?

      In Germany, crypto is taxed based on how long you hold it. If you sell after holding for over 1 year, your profits aren’t taxed. If you sell within 1 year and your profits exceed €600, it’s taxed at the personal income tax rate between 0% and 45%.

      What records do I need to keep?

      You must keep detailed records of all your crypto transactions, including dates, amounts, the purpose of each transaction, and the value in euros at the time. This includes buying, selling, staking, mining, and receiving airdrops.

      How do I report crypto on my tax return in Germany?

      You report crypto gains and income on your annual tax return under the “other income” section for activities like mining or staking.

      Why choose Tax Natives for German crypto tax advice?

      Tax Natives connects with top crypto tax experts who understand the ins and outs of German tax laws. So, whether you’re a trader, miner, or business owner trading in crypto, you will get personalised advice to reduce your tax liabilities and keep you fully compliant with Germany’s regulations.

      How do Tax Natives ensure advisor quality in Germany?

      At Tax Natives, we vet every advisor in our network to make sure they have deep expertise in German crypto tax laws. They must meet our strict criteria for experience, qualifications, and successful client outcomes. This means you’ll only be connected with professionals who can offer trusted and accurate advice for your crypto tax needs.

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